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Get help paying for New Jersey home care

Who Is Paying? There are many programs available that pay for Home Care for NJ residents

If you’re unsure if you qualify for payment assistance, call us today to speak to one of our friendly staff

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We work hard to keep New Jersey home health care easily affordable for all

Home Care Payment Assistance

We work with all of the following programs to make home care easily accessible for everyone in Edison, Freehold Township, Toms River, and all surrounding NJ areas.

  • Medicare
  • All Medicaid HMOs
  • Waiver Programs
  • VA Benefits
  • Older Americans Act and Social Service Block Grants
  • Long Term Care Insurance
  • Private pay are all accepted as payment

Learn more about each assistance program below. If you are unsure if you qualify for a program, call our office to speak with a member of our friendly staff!

Home Care Payment Assistance

Available Home Care Assistance Programs


Medicaid & Medicare

Medicare is the federal health insurance program for retirees (or spouses of retirees) over the age of 65 and those with disabilities. Medicare offers a short-term solution, and individuals MUST be homebound to qualify for home care under Medicare. In the event that skilled nursing services are also needed, Medicare may cover services provided by a CHHA on a limited basis.

Medicaid, on the other hand, helps cover home care costs for low-income families with limited resources. In New Jersey, Medicaid covers Home Care for those needing long-term care under the Personal Home Care Assistance Program (PCA) and Managed Long Term Services and Supports (MLTSS).

Instacare accepts all HMOs managed by Medicaid. At the present moment, the following HMOs operate in NJ:

  • United Healthcare
  • Horizon NJ Health
  • Amerigroup
  • Aetna
  • Wellcare

Waiver programs have different eligibility criteria than traditional Medicaid, although they offer similar benefits. Waiver programs we accept are:

To know more about how Medicaid can pay for your loved ones’ in-home care needs, and about other waiver programs available to you, contact us today.

Respite Care Program

Respite programs offer funding for healthcare services as a means of providing relief for families and unpaid caregivers. Elderly individuals and disabled individuals over the age of 18 are eligible for respite care. Find out more information about the NJ Statewide Respite Care Program using the information below:


  • NJ Department of Military & Veterans Affairs Phone: 1-888-865-8387 (1-888-8NJ-VETS)or visit the Veterans Service Office by NJ County
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Government Grants

Government Grants

Older Americans Act and Social Service Block Grants: On account of the Older Americans Act, the federal government subsidizes the cost of certain services for elderly citizens. There are no income restrictions, and those over the age of 60 are eligible. More detailed information can be found by clicking the following link Older Americans Act.

Long-Term Care Insurance

We also accept long-term care insurance and private pay to make our services available to more people.

This option is available to cater to more patients who want in-home care. Also, this helps you to supplement the limited funds available so your loved one can still get the complete in-home care he or she needs.

To know more about long-term insurance and private pay options, please call our offices today!

Long Term Care Insurance
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See why we’re one of the most trusted home care agencies in New Jersey!

NJ Home Health Care
Edison NJ Home Health Care

3 Simple Steps To Begin Enjoying the Companionship of A Perfectly Matched Caregiver


1. Call Our Office

Our friendly staff are excited to speak with you and answer your questions!


2. Schedule Your Free Care Assessment

This will help us precisely identify your needs and craft a personalized care plan specific to you.


3. Experience Caring Companionship at Home

We will match you with a compatible caregiver to help you or your loved one thrive at home!

NJ Home Health Care
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The Instacare NJ Home Health Care Stress Free Guarantee

See why Instacare NJ Home Health Solution is the best choice for home health care in Edison, NJ, and all surrounding areas.


Certified, insured, and licensed for your protection

We are certified, insured, and licensed for your protection. Enjoy peace of mind knowing you can use our services risk-free!


All caregivers are vetted and background checked

 Every employee must pass a rigorous background check, references check, and health screening before joining our team.


Registered, accredited, and experienced agency

As an accredited healthcare provider, we provide you with peace of mind by knowing that your loved one is in good hands.


Our caregivers receive ongoing training education

We verify our staff's credentials, references, background, and education and continuously provide ongoing training and education.


Our RNs craft and update your care plan as needed

The care provided by our licensed caregivers is continuously monitored as your care plan evolves with you as your needs change.


We’ll simplify your life and relieve stress

Let go of the stress of caring for your loved one and begin simply enjoying their company while we take care of everything else.

Call now to schedule your FREE, no-obligation, in-home care assessment!

Contact us to ensure your loved one’s later years in life are their golden years of life

  • Enjoy peace of mind knowing your loved one is safe
  • Companionship and joy at home for seniors
  • Rid your life of the stress of caregiving
  • Simply enjoy your loved one's company
  • No longer be forced to neglect other responsibilities
  • Independence and freedom for seniors

Schedule your free assessment now!

(732) 335-7544

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Call now or fill out this short form to schedule a callback

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Our Service Areas

Edison, West Orange, Plainfield, Rahway, Linden, Newark, Elizabeth, New Brunswick, Somerset County, Perth Amboy, Orange, Piscataway, East Orange.